Various Circumstances Determine Financial Compensation After a Slip and Fall Accident in Laredo

by | Apr 4, 2017 | Lawyer

Usually, financial compensation to an injured person after a slip and fall accident in Laredo is paid by the responsible party’s insurance company. That could be a homeowner’s insurance policy or a policy covering business property, for example. The injured person makes a claim to the insurer, after which a file is created and sent to an adjuster. The adjuster evaluates the situation and may offer to pay for all related medical bills and lost wages during recovery. This is the most straightforward and common scenario. The situation becomes more complex when injuries are severe and may have long-lasting consequences. Another type of complexity occurs when the insurer disputes any aspect of the case.

After a slip and fall accident in Laredo, compensation is usually not paid until the doctors verify that the person has reached maximum medical improvement. Otherwise, the insurer has no way to know what the entire course of treatment will cost. In some instances, the payment will include an amount to be used for future therapy or another medical purpose. Some individuals receive substantial settlements if medical professionals conclude they will always deal with a certain level of pain or disability. They may still be able to work fulltime, but the accident has left them with a permanent negative effect.

In a monetary example, this could mean the insurer pays for medical bills totaling about $50,000 and lost wages during recovery of about $8,000. The person receives the wage amount directly, while the other amount goes directly to the medical care providers. It can be difficult to obtain any compensation beyond this without legal representation by a law firm such as Martinez & Associates. Attorneys know how much extra compensation an injured person deserves, depending on the various circumstances. Someone who will deal with chronic back pain for a lifetime should receive a reasonable amount that would cover tangible aspects such as medication and future physical therapy. Compensation for intangible aspects like reduction in quality of life or an inability to engage in previously enjoyed activities could also be expected.

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