Bankruptcy isn’t a decision that a person should make lightly. Before making a final decision to file for it, a person should speak with a bankruptcy attorney to understand just exactly what they’re getting into. However, if the final decision is to file for bankruptcy, it’s important that an individual hires a bankruptcy attorney. There are many reasons why an attorney should be retained, and here are a few things to think about.
The first thing to understand is that filing for bankruptcy can be complicated. The filing alone can be exhaustive, and while an individual will need to offer certain documentation and fill out certain forms, having an attorney handling the filing process is the best way to go. If there are errors in the filing, it will need to be resubmitted and this can take a great deal of time. During that time, a person may still have to endure being contacted by creditors looking for money.
On the subject of creditors, the great thing about filing for bankruptcy with the help of an attorney is that if creditors continue to call looking to collect on a bill after the documents for bankruptcy have been submitted, they can be referred to the lawyer. Once a filing has occurred, creditors are no longer allowed to contact the debtor. A lawyer will ensure that a creditor that is still calling stops doing so immediately.
In addition, hiring an attorney that handles bankruptcy in Jonesboro, GA is especially helpful during the bankruptcy process. There are many requirements that the courts will make on the individuals filing for bankruptcy and the attorney can help walk an individual or couple through them. They can also ensure that the person filing for bankruptcy has all of the right documents when going to court and has all of the right answers to the questions that a judge may ask about the bankruptcy.
Filing for bankruptcy in Jonesboro, GA is seldom easy but, often times, it’s the only avenue left for some. With the help of the attorneys at Chriscarouthers.com, the bankruptcy process, from filing to the discharging of the bankruptcy, can go much smoother than if a person tries to handle it on their own.
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